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Money, Money, Money (1 Timothy 3:3c)

by Tommie van der Walt | Above Reproach: The Character of a Maturing Christian

There is a famous song with a chorus that goes: “Money, money, money, must be funny, in the rich man’s world.”

This is why money is funny and why it’s not always sunny. It’s funny because, no matter how much money you have, you’ll never have enough, and it is not always sunny because money never satisfies your desire. It’s not money’s fault; it’s your heart that is at fault.

Jesus talked about money more than any other temptation. So, we need to examine why we should not be lovers of money.

Explanation

It is wise to be cautious with money and responsible with what God has given you. It is good to understand that God uses money in his kingdom for good things.

The danger is not the things money gives value to or the money itself, but that you find fulfilment in money itself. Instead of money giving value to an item, you believe that money gives value to you. The idea that the more money I have, the happier I’ll be or the better people will think of me. The danger is that this wrong heart’s desire pulls you away from God. The evil heart of humanity twists the understanding of money.

We see the danger in the parable of the Sower that Jesus identifies as the danger of this desire. He says the cares of the world and the deceitfulness of riches and desires as a process of choking the life out of the gospel in someone’s life (Mark 4:19).

Jesus even puts it in a simple way of saying that we should not lay up treasures for ourselves on earth, but in heaven (Matthew 6:19–20).

1 Timothy 6 is so helpful here. In vv. 4–5, Paul shows us that unhealthy cravings do not lead to gain, no matter what people say. He says true gain comes from godliness with contentment (v. 6). This is a great gain; the gain that godliness brings is not financial, since such profit is short-lived and cannot be taken along when we leave this world at the time of death (v. 7). Paul is basically saying that we need to strive for godliness and find our contentment in God alone, and that is true riches.

Paul sets the bar so low in v. 8 when he says, “If you love anything more than food and clothing, there is no gain.” He builds on this thought in v. 9: “If you desire to be rich and you want more and more, you will fall into temptation and into a snare, meaning it won’t let go of you, it’s this desire, this lust for more, and more. This love will send you into senselessness and harmful desires that plunge people into ruin and destruction.” Paul concludes: “For this love, this desire for money is the root of all kinds of evil; in this craving will make you wander away from the faith. This desire means chasing after worthless things that give no gain.”

Think of the rich young ruler (Matthew 19:16–30; Mark 10:17–31; Luke 18:18–30). He asks Jesus how to inherit eternal life, but after being challenged by Jesus’ command to sell all his possessions and give to the poor, he leaves sadly because he is unwilling to say goodbye to wealth. In the process, he loses true riches in eternal life. Basically, by not selling his earthly possessions, he sold his soul to eternal death.

Paul’s point to the church in 1 Timothy 6 is this: Be rich in God, which means handling money in such a way that we show God, not money, to be our greatest value. We can clearly see that the love of money comes from a lack of faith in God’s provision.

The world constantly bombards us with the lie that true life is about having more possessions, luxuries, and greater spending power.

If you’re not content with only food and clothing, you have some love of money. That’s a huge danger. But we can be thankful that we are free from the bondage of the love of money, because someone loved us first and set us free from this false love.

Gospel Connection

Paul writes in 2 Corinthians 8:9: For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.

Consider this for a moment. Jesus became poor for us. He put aside his clothing, food, and the love of the Father on the cross, for us. How can we then insist on having more stuff and putting value on things instead of in him? Christ left all his riches to become poor so that we can have the riches of eternal life. It is because of his poverty that we can be the richest people who have ever lived. We inherit the biggest treasure, true life and freedom in Christ. That truth is what will prevent us from the love of money, the things of money, and fake living. “My God, my God, why have you forsaken me.” He didn’t have a chest full of treasure in heaven. He sees being in the presence of God the Father as the ultimate treasure.

Let me ask you this question. If God removed everything but food, clothing and his love from you, would you still be happy to live?

This should help us see money for what it really is. However much God gives us, much or little. We must remind ourselves that it’s a gift from God to sustain our lives so that we can glorify him.

But if we are free from loving money, why do we still love money?

Application

We love money because we are not completely content with true riches, Jesus himself. Our faith is in the wrong place.

I don’t want to draw definite lines, but I want to give some helpful guidelines to see where we suffer from the love of money.

The “love of money” isn’t having too much money, because poor people can also suffer from the love of money. There will always be someone with more than what you have. There will always be something you want more than what you already have.

For example, it’s not necessarily wrong when you buy the newest Hoka running shoes, or the new TaylorMade golf set, when you treat yourself to a nice dinner out, buy a new book, or upgrade your laptop or phone. It all boils down to a heart attitude and prioritising.

What does the love of money possibly look like? It looks like desiring something that consumes you. It looks like always desiring the newest . It looks like caving to depression and bitterness when you don’t get what you want—even good things. It looks like making excuses for not pursuing kingdom-valued things like children or marriage because you “don’t have enough money.” People are even willing to kill children for the sake of riches! It looks like living for wants rather than needs. It looks like spending money you don’t have on things you don’t need—like making yourself poor for the sake of having all the streaming services. It looks like making excuses to not give or look after the church financially. Both poor and rich can love their money so much that they don’t want to give some of it away. Love of money can show up in the way you spend your money, either being tight-fisted or just wasting it. As we saw earlier, the basis of the love of money is a faith problem. So, it can manifest in trusting in your money to make sure your physical future and the future of your kids are secure. Or you strive after money to get enough to make you feel safe.

Here is the reminder: “Who gave you all that you have?” The Lord knows what his children need, and he will provide.

But if God so clothes the grass of the field, which today is alive and tomorrow is thrown into the oven, will he not much more clothe you, O you of little faith? Therefore do not be anxious, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For the Gentiles seek after all these things, and your heavenly Father knows that you need them all. But seek first the kingdom of God and his righteousness, and all these things will be added to you.

Matthew 6:30–33

It’s not that you don’t have more than food and clothing. But it’s the “wanting more” than food and clothing.

It is the way you use your money that will indicate where your love is. If your attitude towards money takes you away from the kingdom and the service in the kingdom, there is a sinful love and a danger.

Our minds tell us that if we don’t have what the world has, we don’t have a life. Yet, God says that if you have him, you have everything, and when you have him as your everything, he will know what you need. I’m not saying that you can’t strive for more when you want to be a good steward of what God gave you. But the heart attitude towards money is where the “love of money” comes from.

How do I make sure I am not a lover of money?

We should work on our contentment/satisfaction (1 Timothy 6). We need to recapture our identity in Christ. We need to be content/satisfied with whatever God provides for us (Hebrews 13:5). With contentment comes thankfulness. When you are truly thankful for what God gives you every day, you will be content with what you have. Seeing that every good gift is from God, contentment comes.

Knowing that every good gift comes from God comes with an attitude of thankfulness. With that, you become a worshipper through your money by becoming the cheerful giver: ”Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver” (2 Corinthians 9:7). It’s to have an attitude of, ”It is more blessed to give than to receive” (Acts 20:35).

Conclusion

Money, money, money, it’s not funny when you have the love of money. Money, money, money, it won’t be sunny when you have the love of money. There is an eternal danger to loving money. Where is your heart towards what God gives you each week, month, or year? Where is your heart when it comes to true contentment?

AMEN